Compass Plus, an international provider of electronic payment solutions and retail banking technology to financial institutions, today announced that its TranzWare Card Management System (CMS) and TranzWare Online products successfully completed performance tests on the IBM System z™ enterprise server at the IBM Products and Solutions Services Centre in Montpellier, France.

TranzWare CMS provides financial institutions with automated management of the issuance and circulation of payment cards, as well as bank and merchant acquiring. The testing, which simulated six months worth of live transaction data and associated batch procedures, demonstrated that TranzWare CMS is capable of running all end-of-month procedures in less than eight hours for at least 10 million active credit cards. The system was tested using a variety of data sets, such as overdue and non-overdue accounts, as well as active and blocked cards.

Compass Plus’ TranzWare Online manages electronic payment transactions and ATM networks. The system underwent stress testing in a processing scenario containing a database of 100 million customers, accounts and cards and simulating up to 54,000 terminals comprised of 15,000 ATMs and 39,000 POS devices. The testing included ATM transactions, of which 85 percent were cash withdrawal and 15 percent were balance inquiry, and POS purchase transactions.

All terminals functioned with limit checks, commission calculations, performance of full authorization in stand-in mode and authentication of cardholders, among other parameters. The ATMs were monitored by the system in full online mode. During the tests, TranzWare Online achieved 460 business transactions per second (TPS), with a peak of 6,000 logical TPS. For instance, a cash withdrawal represents one business transaction, but is comprised of multiple logical transactions, such as validating the card and checking account balances.

“The payments landscape is continuously evolving, especially when considering consumers’ growing expectation for impeccable and secure service around the clock,” said Doug Varble, North American vice president of Compass Plus. “By aligning with leading vendors in the market to test new products, Compass Plus plays a significant role in the development and improvement of enterprise solutions that are deployed across the financial industry.”

IBM System z™ acts as the management hub for the enterprise computing environment, efficiently and securely handling complex application and processing requirements. System z delivers large-scale consolidation capabilities for savings of up to 80 percent in total cost of ownership compared to distributed platforms.

Built by an in-house team of software developers, the highly flexible architecture and single-integration structure of TranzWare products enable effective use of applications in a broad spectrum of business environments, as well as easy deployment and management. All TranzWare products are PCI DSS and PA DSS compliant.

About Compass Plus

Compass Plus, an international provider of electronic funds transfer (EFT) and payments technology, with a North American office based in St. Louis, specializes in the development of software for building, implementing and managing retail banking systems, including payment card and bank account management, fraud detection, transaction processing, mobile and electronic commerce and other systems necessary for developing and running electronic payment projects. The company serves more than 100 customers in 25 countries.