|By Marketwire .||
|August 31, 2012 01:00 AM EDT||
LEEDS, UNITED KINGDOM -- (Marketwire) -- 08/31/12 -- Buying a new car can be an exciting process; however, motorists run the risk of buying a faulty vehicle without considering a few essential checks. There are an estimated 10.4 million cars on UK roads that may have a hidden history.(i) Buying a second hand car can be a daunting prospect for many motorists.
Asda Money offer top tips for motorists looking to buy a new car.
Book a test drive
If you have found a vehicle that you feel is right for your circumstances, needs, and budgets, it is well worth booking a test drive before you buy. The test drive could be a crucial deciphering factor when buying a new car. It is advisable to arrange a number of test drives back to back to compare the differences between them. Going for a test drive during the week, when the roads are quieter, could allow you to get to make the most of your time whilst driving a potentially new vehicle.
Insurance is an important factor to take note of as it could make a big difference in the overall running costs. Age, location and the vehicle insurance band can contribute to the price you pay for your car insurance.
Asda Money research shows that 61% of motorists believe a high no claims discount is the most appealing feature of car insurance, closely followed by legal cover (54%).(i) Those looking to buy a new car might want to visit the Asda Money website to find cheap car insurance quotes.
Question your needs
Consider what you are going to use your car for, the distances you will drive and how often you plan on using the car. The more frequently you use the vehicle, the more maintenance it might require. Therefore it may be worth investigating how much care the car will require and how reliable it is. Families might require certain specifications such as larger boot space and child safety locks. Sports car fans might be more concerned with the engine size and those on a budget might require a vehicle that is more fuel-efficient.
Notes to editors
(i)Source: Asda Insurance Research (Nov 2011), 61.39% of those polled said high no claims discount is the most appealing when buying car insurance. 54.96% said legal cover included was the most appealing.
About Asda Car Insurance
-- 5 star Defaqto rating -- Breakdown ^ and legal cover included as standard -- Cover starts from GBP 261(i) -- Multi-car cover, for up to 4 cars and people (subject to underwriting criteria) -- A courtesy car as standard following an event that is covered by your policy -- 10% online discount -- Optional No Claims Discount protection if you hold 4 or more years No Claims Discount
^ For vehicles under 8 years of age. Applies to comprehensive policy only. Cover is added on the first day the policy starts or renewal date.
(i) 10% of all customers buying car insurance with us from 1st Jan 2012 to 30th April 2012 paid GBP 261 or less. Source: Southern Rock Insurance Company Limited. The premium you pay will depend upon individual circumstances, cover chosen and driving history.
Asda Money is a trading name of Asda Financial Services Limited. Asda Financial Services Limited uses a selection of companies to provide its products and services. Please refer to www.ASDA.com/money for details of our product partners and the relevant terms and conditions for each of our products and services.
Asda Car Insurance is a trading style of Asda Financial Services which is an Introducer Appointed Representative of Commercial Vehicle Direct Insurance Services Ltd, who are authorised and regulated by the Financial Services Authority (Firm reference No. 302216). Commercial Vehicle Direct Insurance Services Ltd registered in England and Wales number 04137311. Registered office: MMT Centre, Severn Bridge, Aust, Bristol BS35 4BL.