|By Business Wire||
|October 22, 2013 08:07 AM EDT||
3Delta Systems, Inc.® (3DSI), a leader in online credit card processing and a pioneer in safeguarding confidential payment data, today joined London-based Enterprise Payment Solutions Ltd.® as the exclusive North American sales agent for Enterprise Payment Exchange (EPX), a SAP®-certified payment and tokenization solution that will allow SAP users to accept, process and secure customer credit card payments directly – without having to bolt on third-party middleware, as many businesses do now. SAP users will also be able to save money by lowering their company’s credit card interchange fees when adding invoice-like information known as Level-3 line-item detail as part of each customer card purchase.
This advanced technology combines 3DSI’s next-generation Payment WorkSuite® processing and secure CardVault® credit card tokenization services with EPS’ SAP and payment processing capabilities. With this combination, enterprises can quickly and easily manage customer sales orders, authorize and settle customer credit card payments and fortify their own network security by substituting confidential cardholder numbers with placeholder tokens – all within their SAP system.
“EPX will knock the socks off businesses that have test-driven expensive and clunky SAP payment processing and tokenization services from other providers,” said Rick Ricker, vice president for enterprise payment solutions at 3Delta Systems. “Because EPX lives within the SAP environment and ties in seamlessly with 3Delta’s PCI-certified card processing and CardVault tokenization services, SAP users will be able to work more efficiently handling customer credit card orders manually or over the Internet. Companies already using SAP could begin accepting credit card payments within a matter of weeks instead of months for less cost.”
Will Bunker, founder of Enterprise Payment Solutions, added, “We designed EPX to work both with the core card processing functionality in SAP and 3DSI’s systems as a one-stop solution for businesses that accept customer credit cards for sales orders and want to get more out of their SAP investment. EPX is easily configurable, consists of sub-application modules to provide discrete capabilities that reside within the customer’s own SAP system – customers deploy only what they need at first, then use additional modules as their requirements grow. We use secure web-based technologies to communicate directly between a customer’s SAP solution and 3DSI’s payments gateway.
“For e-commerce merchants, EPX provides a fully integrated, online credit card authorization process to manage and handle customer data. Stored card tokens on the SAP customer master can be retrieved and reused on e-commerce orders, new tokens can be created and, upon completion of the online card authorization process, the orders are sent over to SAP and treated as if they were processed from within SAP as standard customer orders. If a company has both an e-commerce merchant account and a standard retail merchant account, EPX simultaneously turns raw card numbers for both accounts into tokens that are safely stored by CardVault — yet EPX instantly recognizes the differences in the accounts being processed for payment and their associated tokens.”
3Delta Systems pioneered CardVault in 2003 so merchants could exchange their customers’ confidential card data for randomly generated payment tokens, a process that safely replaces real card numbers with a string of characters that then become useless to would-be thieves. Merchants use only the token key reference for each customer transaction while the real card data remains offsite at 3DSI’s secure processing centers. The company has met the most rigorous PCI DSS requirements for safeguarding cardholder data against fraud and data security breaches for 10 straight years and is a participating organization in the PCI Security Standards Council.
Executives of 3Delta Systems will be available to discuss EPX’s integrated features, SAP applications and performance gains that this new technology delivers throughout the AFP annual conference October 27 – 30 in booth 1547 at the Mandalay Bay convention center in Las Vegas.
About 3Delta Systems
3Delta Systems, Inc. – based in Chantilly, VA – is a payment solutions company whose innovative, Internet-based systems for processing credit cards and purchase cards deliver peace of mind to B2B and B2G customers by increasing their productivity, cutting operating costs, lowering business risk and strengthening security. 3DSI’s complete suite of payment solutions are designed from the ground up to be scalable, easy to implement and conform with PCI Data Security Standard best practices so that merchants and buyers can manage, authorize and settle credit card and p-card transactions in real time. 3Delta Systems processes more than 1 million transactions per month worth over $1 billion for more than 10,000 merchant accounts and 30,000 users who handle corporate and government payments. Since 1999, 3DSI has served more than 6,000 corporations and government agencies. For more information, visit www.3DSI.com. You can also follow us on LinkedIn.
About Enterprise Payment Solutions, Ltd.
Enterprise Payment Solutions was started in 2011 to supply skilled consultancy and software services to customers running card payment processes from their SAP systems. Our consultants have all had many years of experience with SAP finance and order-to-cash processes. Since then, we have grown rapidly and expanded our products to encompass e-commerce integration capabilities, other non-card payment methods and a range of secure-card data techniques for integration with SAP. We focus on delivering products and services that make the most of a company’s existing investments in infrastructure and that can be easily implemented and integrated with existing SAP-based processes. To meet the demands of our customers and provide an easily deployed and managed card processing platform, we developed the Enterprise Payment Exchange (EPX) application suite. EPX is SAP Netweaver-certified.
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