|By PR Newswire||
|April 11, 2014 03:39 PM EDT||
LOS ANGELES, April 11, 2014 /PRNewswire/ -- With spring finally upon us, entrepreneurs and business leaders are looking forward in the hopes of economic growth through small business loans. As we enter the second quarter of 2014, economists and analysts now have a substantial amount of data available for the year to analyze – and despite favorable financial conditions, the news is not entirely positive. In fact, various reports have shown that in February, small business lending actually regressed in many ways – including the ability of easy business loans. The news is disheartening for many professionals, yet it is also a stark reminder of the efficacy of the small business-centric loan strategies offered at Advantage Capital Business Loans.
Fox News reports that in February, the Thomson Reuters/PayNet Small Business Lending Index came in at 110.5. Though the reading represents a 5% year-over-year increase, small business professionals were disheartened to learn that it is also a 5% decrease from January. The news led forecasters to predict moderate growth for the economy over the next two to five months. "Although the data indicates growth," says PayNet President William Phelan, "this rate is slower than the previous report, and it indicates that small businesses have lowered their outlook for future investment in business expansion."
PayNet says that although financial conditions remain strong for small businesses, "the pace of hiring has softened, and business stockpiling (reserves of goods and raw materials) has slowed after companies aggressively replenished shelves last year." While this has made lending increasingly difficult at large banks and traditional lenders, at ACBL, ambitious professionals can take advantage of lending that is specifically geared toward helping small businesses to flourish.
In founding their company, the principals at ACBL set out to create a lending process – or lending experience, as they call it – that provides a simple business loan with a high approval rate that favors small and medium-sized businesses. At most traditional lenders, loan applicants are graded during the underwriting process based on factors like personal credit, value of collateral, debt-to-income ratio and overall profitability. For the few loan recipients that are actually approved by traditional lenders, they'll be placed in a category for a loan that often comes with predetermined pricing and harsh terms.
At ACBL, though, loan applicants are evaluated based on their efficiency and potential, taking the managerial skill and ambition of small business professionals into account. Once approved, ACBL's innovative team provides customized loans based on each professional's financial goals.
We're about six years out since the economic collapse, yet business owners and lenders alike continue to feel uncertain about the health of the economy. Fortunately, small and medium-sized business owners can take solace knowing that even when economic news is underwhelming, they can look to Advantage Capital Business Loans to provide simple, flexible loans with a high approval rating. For a no obligation custom business loan, contact Advantage Capital Business Loans for a free quote at (877) 379-0202, or online at AdvantageCapitalBusinessLoans.com.
PR submitted by www.Cyberset.com
SOURCE Advantage Capital Business Loans
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