LOS ANGELES, CA -- (MARKET WIRE) -- 03/16/07 -- Senior loan officer Kristina Benson of Newport Beach, California was tired of lying to loan applicants about the products her company was offering. As a direct response to the lies, manipulation, fraud, and deceit she witnessed while in the sub-prime mortgage industry, she wrote "So You Want to Refinance: An Insider's Guide to Refinancing Adjustable Rate Mortgages and Home Loans" (ISBN-10: 1933804637). The book walks the consumer through each step of the loan process in easy-to-understand language to demystify the process so he or she can make an informed decision on what is best.

The book additionally gives the consumer tools to figure out how much of a house payment is realistic for his budget, how to assess and rebuild a credit score, methods of how to accurately calculate the equity in a home, and how to see through the lies and dirty tricks that sub-prime mortgage consumers are often subjected to. More than just an introduction to getting a home loan -- this book will show any homeowner how to protect himself from victimization and how to get the best deal possible.

This book is a must-have for any current or potential homeowner thinking of refinancing. Key topics include: Refinancing Adjustable Rate Mortgages (ARMS), understanding Broker Incentives, Getting the Best Appraisal, Mortgage Processing and Underwriting, Cleaning up your Credit Report, Signing Tips, Tricks, and Negotiation Strategies. The book can be purchased on Amazon® at http://www.amazon.com/dp/1933804637/.

ABOUT EQUITY PRESS, INC.

Equity Press, Inc. is a leading independent book publisher, committed to making an impact on society and the lives of individual readers by publishing books that promote financial and information technology career education. Equity Press is a fast growing publishing and online media company, publishing expert authors and unique books that challenge the reader to question the status quo. Noted for several international bestsellers, Equity Press stands today as one of the leading publishers of personal finance and information technology career books. Please contact media relations coordinator Farrah Stewart (farrah@sapcookbook.com) or call 951-941-2117 for more information about "So You Want To Refinance" or to schedule author interviews.

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Farrah Stewart
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951-941-2117